Mobile money, cards, wallets: unifying your payments

Africa is the continent of mobile money. MTN MoMo, Orange Money, Moov Money, Wave… not to mention Visa, Mastercard and the local wallets. For a merchant who wants to reach all of their customers, managing these channels separately is an operational nightmare.

The problem of fragmentation

Every separate payment integration means weeks of development, a contract, technical documentation, an API key, a distinct dashboard and a specific reconciliation process. Multiply that by ten operators and you end up with a fragile architecture that is costly to maintain and hard to audit.

The aggregation hub model

UrbanPay works as a hub: a single integration, a single API, a single dashboard. Underneath, we manage the connections with every operator. Your technical team integrates once, your finance department reconciles in a single tool. When a new operator is added to the catalogue, you have nothing to redevelop.